Information We Collect

At technogeniusnet.com, we collect information you provide directly to us when using our working capital analysis services. This includes your name, email address, company information, and financial data necessary for our analysis.

We also automatically collect certain information about your device and how you interact with our website, including IP address, browser type, operating system, and pages visited. This helps us improve our service and understand how you use our platform.

• Personal identification information (name, email, phone number)
• Company and business information you provide
• Financial data submitted for analysis purposes
• Technical information about your device and browsing activity
• Communication records when you contact our support team

How We Use Your Information

Your information helps us provide accurate working capital analysis and improve our services. We use this data to generate financial reports, communicate with you about your analysis, and enhance our platform functionality.

We may use your contact information to send you important updates about our services, security notices, or respond to your inquiries. You can opt out of non-essential communications at any time.

Data Protection and Security

We implement robust security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. Our systems use encryption, secure servers, and regular security audits to maintain data integrity.

All financial data is encrypted both in transit and at rest using industry-standard protocols. Access to your information is restricted to authorized personnel who need it to provide our services, and all staff undergo regular privacy training.

• 256-bit SSL encryption for all data transmissions
• Regular security audits and vulnerability assessments
• Restricted access controls and employee training
• Secure backup systems and disaster recovery procedures

Your Privacy Rights

Under Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA), you have several important rights regarding your personal information.

To exercise any of these rights, please contact us using the information provided below. We will respond to your request within 30 days, as required by Canadian privacy legislation.

Data Retention and Deletion

We retain your personal information only as long as necessary to provide our services and comply with legal obligations. Financial analysis data is typically kept for seven years to meet regulatory requirements, while basic account information may be retained for the duration of your business relationship with us.

When you request deletion of your account, we will permanently remove your personal information from our active systems within 90 days. Some information may be retained in backup systems for an additional period to ensure complete data recovery, but this data is not accessible for operational purposes.

Third-Party Services and Sharing

We work with trusted third-party service providers to help deliver our services, including cloud hosting, email services, and analytics tools. These partners are carefully selected and bound by strict confidentiality agreements.

We may share aggregated, non-personally identifiable information for research or industry analysis purposes. This data cannot be used to identify individual users or companies and helps improve financial analysis methodologies across the industry.

• Cloud hosting providers for secure data storage
• Email service providers for communications
• Analytics services for website improvement
• Payment processors for billing purposes
• Legal or regulatory authorities when required by law

International Data Transfers

While our primary operations are based in Canada, some of our service providers may process data outside of Canada. When this occurs, we ensure appropriate safeguards are in place to protect your information according to Canadian privacy standards.

Any international transfers are conducted under approved frameworks that provide adequate protection for your personal information, including contractual clauses and certification programs recognized by Canadian privacy authorities.

Cookies and Tracking

Our website uses cookies and similar technologies to enhance your browsing experience and provide personalized services. These small data files help us remember your preferences, analyze site usage, and improve our platform functionality.

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit your ability to use some features of our website. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period).

Policy Updates

We may update this privacy policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will notify you via email or through a prominent notice on our website.

We encourage you to review this policy regularly to stay informed about how we protect your information. The "last updated" date at the top of this page indicates when the most recent changes were made.